David Giertz Shares Important Advice on Retirement Planning

Many people who retire early do so without proper financial planning. David Giertz, one of the top financial advisors in the industry, recently gave an interview in which he shared some tips about planning for retirement. Here are some of its main points:

Securing Financial Stability

Saving enough money for retirement is never an easy task. One of the main reasons for this is because it’s rather difficult to figure out how much you’re going to need to cover your entire retirement period. If you do the math, you may determine that the money you save may not be enough, which is why you should take a look at other income opportunities available to you to ensure a fully financially stable retirement.

Making the Right Investments

Investment can definitely be your ticket to financial freedom, but David Giertz strongly recommends that you consider how you go about doing it before starting. According to him, the best way to ensure financial security during retirement is to complement your savings with a brokerage account. By doing so, you’ll get access to the markets and will get a lot of flexibility in terms of how much you invest and when you withdraw your money.

Giertz also advises people to consider putting any extra cash they have in a health savings account. Even though this type of account can only be used for medical expenses, it can be highly valuable during your retirement. As people get older, they tend to spend more on their health care. In fact, a retired couple can spend up to $275,000 on health care costs during their retirement.

David Giertz is widely regarded as one of the top financial advisors in the United States. With over 30 years of experience in the industry, he has worked with many individuals to help them achieve their financial goals.

He regularly shares tips and advice with the public, allowing people to gain a better understanding of which savings and investment strategies are the most likely to work for them. He regularly gets interviewed by some of the nation’s top media outlets, especially on the topic of retirement planning.

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